The best investments are those that provide sufficient returns while ensuring safety. Our Fixed Deposit Scheme lets you invest your money with the certainty of a fixed interest rate and a choice of terms. Anyone looking for a low-risk investment with a predefined investment goal, our fixed rate deposit will guarantee a higher return on your money when compared to your traditional savings or transaction account.
✔ Safe Investment
✔ Flexible Tenure
✔ Higher Interest Rates
✔ Loan Facility on Your Deposit
• It is mandatory to become a member in Shri Baradiya Nidhi Limited to open a F.D. Account.
• It is Mandatory to complete the KYC Norms.
• Open an account with your choice of period from 1 Year to 5 Years.
• Interest will be calculated on quarterly compound basis.
• Interest amount is subject to TDS deductions as per existing income tax rules.
• Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Fixed Deposit.
• Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
• The Member Account Holder shall surrender the F.D. Receipt/Bond/Advice and duly signed application to the company and the maturity shall be paid along with interest as per the above-mentioned Chart. No additional interest would be paid on the maturity amount, if taken after the scheduled period.
• Interest rates are subject to change at the sole discretion of the Shri Baradiya Nidhi Limited.
• Shri Baradiya Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.